Recent content by derynw

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    Retrospective change to ins exclusion in order to refuse claim

    Have looked at cancer uk website which states that there is no evidence to support the theory that bone injury can cause bone cancer, it is more that the injury occurs because the cancer is present. Have also found in my research that dogs with this condition have very poor outlook so could be...
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    Retrospective change to ins exclusion in order to refuse claim

    Thanks will post result but may be some time. If they don't at least I know I will have tried my best and they will have lost a customer for life, including horse box ins as have no confidence in them now at all.
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    Retrospective change to ins exclusion in order to refuse claim

    The actual wording of the exclusion is 'all claims in connection with or relating to the fracture to the skull' not injuries or illness resulting. I think the exclusion is in some ways very open so it could be interpreted both ways. Vet has already stated In writing that he is of the opinion the...
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    Retrospective change to ins exclusion in order to refuse claim

    I would accept what you are saying if it was soon after the initial injury but we are talking 2 years later plus the initial fracture healed leaving very small bone enlargement that you would expect after any break or fracture, I have a few myself. From what I researched, and believe me I spent...
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    Retrospective change to ins exclusion in order to refuse claim

    Will do cobgoblin but have to go through full complaints procedure first otherwise ombudsman will just send it back. Intend to see it through to end just time frame is so longer ombudsman can take months to review cases.
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    Retrospective change to ins exclusion in order to refuse claim

    Yes done all that but they are still sticking to its in the same place so must be linked. New problem isn't injury it's very rare cancer of the cartilage - chrondrosarcoma, if you google it for horses you can't get any info. Own vet never seen it before in 25 years or practice. Most annoying...
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    Retrospective change to ins exclusion in order to refuse claim

    Anyone ever had their insurance co change an exclusion retrospectively so that they can now refuse claim right out. Insured with reputable (so I thought) company and have had a few claims that were treated ok. Claimed two years ago for fracture and given the usual exclusion on renewal though...
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    What would you feed this horse...

    would definitely recommend getting ulcers checked out - our ex racehorse was always difficult to keep weight on unless out 24/7 on good grazing. We had him checked for ulcers last March, had him treated and now have him on gastric supplement. He is now getting quite chunky and hopefully will...
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    Charlotte's headwear at Olympics

    thought this would have a split camp - but having replaced my daughter's crash hat this year as her darling beast fell over on the flat (he managed to trip himself up) and gave her mild concussion, I think it is time we all realised that sitting on top of around 1/2 ton of independently thinking...
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    Charlotte's headwear at Olympics

    So please to see someone at the top of her game wearing a hat with chin strap - just goes to show you can be elegant and safe at same time - well done Charlotte
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    anyone have experiance with 3.5 ton lorries??

    we have peugeot and it loads from the passenger side like most of others. We love it and it drives really well. Have carried our own horse and other peoples and they all travel well though some are a bit wobbly at first until they get used to going backwards. Agree with comments over weight...
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    Radio Badminton - can you pick it up on digital radio?

    Anyone know what frequency Radio Badminton normally broadcasts on as trying to decide which radio to take with us. Have old one which can pick up all the usual FM/MW/LW etc but not digital but takes mega number of batteries, or newer digital radio but not sure that can pick up every station if...
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    Camping at Badminton Horse Trials

    We are going again this year in 3.5t horsebox with no living plus tent plus gazebo. Bit of a mix but should be fun. Myself, daughter and 2 dogs with some others joining us for sat and sunday. Think advice given already covers it. Just be prepared for all weathers, went one year with all the...
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    RSPCA calls Grand National deaths of Synchronised and According to Pete "totally unac

    don't be hard on JP McManus - he probable knew the less he said the better as anything would be used against him in the press. As to RSPCA - have no respect after reporting very thin old horse in over crowded field and was advised that 'old horses can be thin' and nothing was done. Now report...
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    War Horse - has anyone seen it, and what do they think of it

    Thank you for confirming that - I take it all back and shall head down to dartmoor as soon as I can. Think I must get the film on DVD and watch it more carefully because people keep mentioning things I never noticed - eg pit of dead horses - must get myself to Specsavers asap
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