Price of part loans

tiger_buzz

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A share has always meant half the horse to me so the half the responsibility, half the days, half paying for the horse, and half the bills.

A part loan is usually 2/3 days a week ride, stable duties, poo picking, help out when owner needs be.

There's 7 days in a week and most people give their horse a day off, so a "part loan" of 3 days is half the horse, why would you expect to pay anything less than half the cost?

Why should the owner subsidise you?
 

MotherOfChickens

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In the past I have charged just under £200pcm to a sharer for unlimited use of a very nice competition horse, allowed to have lessons and access to transport. They were obliged to do chores on their days, and they could ride as much as they liked. I was perfectly willing to leave horse in field for no hassle to me (not that my sharer was a hassle, but many are).

tbh though, many shares are not that good! I've not seen one advertised that was that nice tbh. And that would be a good price with a reasonable owner-too many are not though.
charging someone £40 a week for a bog standard horse, in a bog standard livery to ride a couple of times a week and poo pick etc for the priviledge is taking the mick as far as I'm concerned. I wouldnt do it and I wouldnt expect anyone else to but then, many moons ago I used to get paid to do that stuff so am coming at it differently.
 

Dynamo

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It's a bit unfair to see it as the owner subsidising the sharer. It all depends entirely on what each party wants from the share and every situation is different. There's no standard way of going about it and what works for some won't work for others.

Many years ago when I lived in London and didn't know whether I could manage having a horse full time, I had a share of a nice horse on a nice livery yard. I paid £10 a day at the time, for three days a week, and to me that seemed a good deal because it worked out the same price as a lesson on a school horse, but meant I could ride three times a week and do my own thing, and also have the enjoyment of doing the horse myself on those days and just being at the yard, which is something I valued. I wanted to do it so much that I would happily have paid more.

I then went on to buy a horse and keep him at the same yard. Someone asked me if they could 'share' him for two days a week and offered payment. I was pretty astonished as I had expected to have to pay someone to do him a couple of days a week if need be. I refused to take payment because the sharer made my life so much easier as I could work late on those two days and be better able to leave work on time on the other three weekdays.

Same yard, same costs, same facilities, and on the one hand I was happy to pay when what I wanted was time with a horse, and on the other hand I was happy not to take payment when I felt I was benefiting from the sharer's help. Both arrangements worked really well for all parties and the horses.

It all depends what you want, OP, and what the other party wants and whether their main motivation is to get help with costs or just an extra pair of hands. If £30-£40 a week is too much for you, you just keep looking until you can find an arrangement that does suit you.
 

shadeofshyness

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The costs and ethics of part loaning are something no one will ever agree on.

People, even my OH, think I'm mad because I pay to muck out someone else's horse so that they can have days off from it. Especially if I don't get to ride on that day. In fact, OH thinks I'm mad even when I do ride because then I'm paying to school/have lessons on someone else's horse and improve him. But I get the joy of having a long-term horse who really is 'mine' on my 3 days a week - without the cost of full livery, which would be a must if I bought or full loaned, because I physically only have 3 days a week that I can dedicate to horses (due to job).

It's a tricky one, and with previous part loans I've definitely been taken advantage of. The going rate seems to be £10-15 a day round here for everything from unbroken ponies to schoolmasters. It's worth it if you find the perfect horse for you - but be cautious.
 

RunToEarth

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Why should the owner subsidise you?

Well to play devil's advocate, why should a sharer subsidise an owner? Paying for the privilege of mucking out, no guaranteed ride on all of your "days", paying towards shoes and being told how to micromanage someone else's horse because they are the owner. (and that doesn't always mean they know best...)

I couldn't share, at all.
 

criso

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Even if you paid £10 a day and got an instructor in (£20), that's still alot less that a private lesson with an instructor round here and when I shared I got a much nicer horse than the ones I used to ride in a riding school. And a lot of those had issues so I was still paying to school someone elses horse.

When I had a sharer, I didn't need the money or chores but wanted someone to hack him out during the week as I couldn't always get up enough. Nice horse, lovely hacking and found someone who had lessons at a riding school but wanted hacking. I charged because my experience on yards with many sharers was that if you've paid for something, you're more likely to do it, alot of free sharers didn't always turn up. My friend who needed chores but not money had alot of issues and eventually made an arrangement that there was no payment usually but I the sharer cancelled, she paid for the day's livery cover which at that yard was £10 per day.
 

ester

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I think that what some people are failing to grasp is that it's not all positive for owners. There are compromises to be made in a long term share.

As an owner I personally like to have a sharer but it's not always easy.

Pro's
Help exercising your horse
Help with jobs
Financial help
Hopefully someone loving your horse

Cons
Having to give up riding days, often at the weekend or not being able to ride on that sunny afternoon when you get out of a meeting early because it your sharer's "day"
Trusting someone else with your horse.
People who do things differently and you have to bite your tongue or constantly ask them not to over rug or give too many treats, or to make sure they warm up adequately or not jump your horse 4 days in a row so that you can't jump again on your day.
Muck out not always being to your standards
Hand holding especially at the start of the share.
Sharer not turning up and letting you know at 6pm so you have to change your plans and rush to the yard.

As I said, I'm someone who enjoys having a sharer on the whole, but they can also be a nightmare.

I guess that is what I feel I am bringing to the table too all those last things on your cons list wouldn't exist as I would always do things the way the owner wanted them done.
 

PaddyMonty

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I think that what some people are failing to grasp is that it's not all positive for owners. There are compromises to be made in a long term share.

As an owner I personally like to have a sharer but it's not always easy.

Pro's
Help exercising your horse
Help with jobs
Financial help
Hopefully someone loving your horse

Cons
Having to give up riding days, often at the weekend or not being able to ride on that sunny afternoon when you get out of a meeting early because it your sharer's "day"
Trusting someone else with your horse.
People who do things differently and you have to bite your tongue or constantly ask them not to over rug or give too many treats, or to make sure they warm up adequately or not jump your horse 4 days in a row so that you can't jump again on your day.
Muck out not always being to your standards
Hand holding especially at the start of the share.
Sharer not turning up and letting you know at 6pm so you have to change your plans and rush to the yard.

From the horses I have shared I would add to your pros...
Full cover when owner goes on holiday.
Free instruction for owner.
52 years experience to call on if owner is not sure about something
Free clipping.
Free schooling
Free support at comps (if I wasn't competing horse).

As for the con list
I prefer not to have weekend day as generally off sailing at weekends.
It doesn't take long for an owner to trust my judgement
I always did as owner requested re feeding, rugs etc unless I felt it was detrimental to the horse in which case I would discuss with owner.
Agree mucking out not always up to standard. Some owners really need to buck their ideas up!
Hand holding? My wife would frown on that.

Sure I'm not your average sharer but that's the point. We come in all guises and each case should be taken on the benefits to each party.
 

Lexi_

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I guess that is what I feel I am bringing to the table too all those last things on your cons list wouldn't exist as I would always do things the way the owner wanted them done.

Same here. I make sure I do everything to the same standard as M's owner does, I check with her about stuff rather than making it up myself, I always turn up on my days (which incidentally are both weekdays, with weekends up for grabs if/when I can do them) and I flipping hope I'm trustworthy!
 

madlady

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I have a sharer (for want of a better word)

I don't want a financial contribution - they are my horses and my responsibility but I have 3 that need riding (I don't really want to part with any of them) and there is only one of me. 2 of the horses are quite green, 1 won't hack out on her own but we are working on it.

I wanted a rider, not even someone to do jobs. Just have the pleasure of riding out but definately someone who prefers hacking.

The girl who came to ride Freyja is lovely - she wants to help with jobs and likes coming up early to brush her - she even buys her presents (headcollar and such).

As the other girl had to stop I've since been looking for a similar arrangement with someone else for Daegan - free riding! Yes it would be nice if someone was happy to help out with jobs as it would give hubby a day off (not me as I'll still be there) - I'm struggling to find someone so I don't think it matters really whether you charge or not.
 

conniegirl

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Same here. I make sure I do everything to the same standard as M's owner does, I check with her about stuff rather than making it up myself, I always turn up on my days (which incidentally are both weekdays, with weekends up for grabs if/when I can do them) and I flipping hope I'm trustworthy!

then you are a rareity, I must have had 30 people come and try him, non of which I felt comfortable leaving him with unsupervised, mainly down to a lack of common sense.

Since my injury my non horsey husband has been looking after my angel for me so I'm not stupidly precious as before I injured myself he had only ever filled water buckets and taken photos of my horses, now he ,ucks out, feeds and does hay.

Heck I had one lady who was so novicey that she couldnt keep a well schooled horse in a vaguly straight line and nearly got herself taken out by a tree branch as my horse kept following her cues and going towards the left (she was collapsing a hip and had no contact with his mouth at all) and another who asked him for canter with legs flapping all over the place, then paniced at his powerful uphill canter (he realy wasnt going anywhere) so hauled his mouth off to stop him (poor horse has a very sensitve mouth, to come back from canter to trot all I need to do is close my hand, he went from canter to reverse in 2 strides with the force on his mouth) jumped off and told me he bolted with her and bare in mind this is a horse who is used to having judges ride him and wouldn't know how to buck or bolt, poor horse was a bit traumatised by her riding and took a couple of schooling sessions to get his confidence back that no one was going to haul his back teeth out if he actualy went forwards into canter.
Any of the girls on the yard will bite my arm off for a chance of a ride on lenny as he is so safe and sweet to ride but none has time to part loan him.
 
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hlb93

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I have been involved in a share before where I paid £35/week to share a tb gelding 4 days a week at a yard with little hacking but a good school. I was just looking for horse time and some riding (I also got lessons on him), and I was happy to pay for the privilege - I enjoyed the yard jobs as I made friends and got a lot out of the social side of it too (but I had been a lonely student for some time before this!). This was a horse who could do jumping and xc but I was not up to that and just did a bit of schooling and hacking so I suppose you could say that I didn't get the full use out of him. But the owner was just happy that someone was looking after him and riding him a bit. I no longer share him after having to move away for a job. But I thoroughly enjoyed it and did not grudge the £35 a week.

On the other hand, I am hoping to get a sharer for my pony (Highland mare, 17 yo), when I manage to move her down, but I would be happy to negotiate payment/jobs dependent on the person. I realise that my pony (hacks, bit of schooling, but is strong and can be a little difficult) doesn't have the same capabilities as the tb for example. So I would just go into the arrangement with an open mind for negotiation! So OP, I suppose it depends on the horse, the owner, and the yard/facilities that are available! I guess it is one of these things that everyone will not agree on, but it is up to you what you want from a share and how much you would pay for different situations. (ps, I will be hopefully keeping mine on the north side of Leeds, so if you are on the Leeds side of York then she may be within reach!
 

Apercrumbie

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There's 7 days in a week and most people give their horse a day off, so a "part loan" of 3 days is half the horse, why would you expect to pay anything less than half the cost?

Why should the owner subsidise you?

I disagree with this view - as an owner, I am not willing to share any part of decision-making about my horse. (Obviously I am open to discussions, suggestions etc. but ultimately I make the decisions). So I don't want a sharer or part-loaner to feel any entitlement to that decision making. If I had a sharer (and I'd love one) a small contribution would be great, but parity of cost would imply parity of decision-making, and that is not the purpose of a share or part-loan.
 

merlo89

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I disagree with this view - as an owner, I am not willing to share any part of decision-making about my horse. (Obviously I am open to discussions, suggestions etc. but ultimately I make the decisions). So I don't want a sharer or part-loaner to feel any entitlement to that decision making. If I had a sharer (and I'd love one) a small contribution would be great, but parity of cost would imply parity of decision-making, and that is not the purpose of a share or part-loan.

That's such a valid point!
 

mini-eventer

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My novice Sharer paid £30 per week to ride a school master, he was capable of elementary dressage and showed her the ropes safely on the hunting field, she was alowed to take him off the yard to compete etc once a trusting relationship was formed between us and it was very flexible when she could ride. She did not have to do jobs, but she did them because she liked to. She is no longer novice and very competent. I think she got good value for Money.


However I have seen shares that are £30 a week, you can only ride, 3 days Mon to Friday and only allowed in the school... eerrr no thanks
 

Maesto's Girl

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I am an owner and a sharer. Was a sharer first then fell in love with my Arab mare and now I have 1.5 "children"

Anyway, for the share, I pay £10 p/w and do chores....even sometimes on days that are not "my" days as the owner has small children so has very little time. The horse is fairly green and very apprehensive going out alone to the point of napping, hopping, spinning and reversing - all of which I have worked on and now it's fairly smooth sailing going off the yard. She is is no way easy so I am helping her owner by giving her time back - she can now actually take her out in that spare 30mins she has. She didn't need the money - the right sharer was the main thing! Now I couldn't imagine giving her up :) I treat her as though she is mine and we have a lovely bond

I currently have a young lady at my yard who is still at school take care of my Arab in the evenings - bringing in, rugging and feeding - 3 times a week as I get back too late to BI - It's dark when I get back (hopefully not for long!) As she is doing me a favour, I will buy her a treat here and there, and will let her ride occasionally but I'd never think of charging her as it's helping me out and saving me on charges from the YO!

I think you would be best to put a 'WANTED' ad out - stating exactly what you are looking for and your capabilities. I was REALLY lucky to find my share for £10 p/w (2 days) but they are out there so long as you are open (and capable) of a bit of a challenge
 

windand rain

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I cannot seee why someone would pay to look after someone elses horse the owner has a right to chose who shares and if that sharer is reliable able and an asset then it should be free or even paid for. When I thought about having someone to exercise and get fit my pony everyone on here said I would need to pay £35 an hour for the pleasure. I am a pensioner I cannot afford to pay someone extra so I have let her young rider have her for free and I pay for and transport her to shows/lessons/clinics I want her to do and a few the rider does, the young persons mum pays for show etc they want to do but I still pay for transport they have there own insurance the only thing I insist on. Doesnt make sense to me for a sharer to pay for the owners hobby
 

Fidgety

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I disagree with this view - as an owner, I am not willing to share any part of decision-making about my horse. (Obviously I am open to discussions, suggestions etc. but ultimately I make the decisions). So I don't want a sharer or part-loaner to feel any entitlement to that decision making. If I had a sharer (and I'd love one) a small contribution would be great, but parity of cost would imply parity of decision-making, and that is not the purpose of a share or part-loan.

DD and I were discussing this thread this morning and my view was exactly the same as yours for the same reason.

She's moving to the SE for 6 months with a French company and is hoping she can find some sort of riding/sharing arrangement with somebody whilst she's down there. She won't be able to pay because she's already got a horse that she's paying livery etc, plus costs for somebody to look after her whilst DD is over here.

So, anybody looking for a decent rider to help out keeping their horse in work east of Reading, feel free to PM me and I can put you in touch :)
 

AdorableAlice

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Do owners draw up anything legal when taking on a sharer ? in today's litigious society I would think it could be fraught with problems.
 

SO1

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The reason I paid and did chores was that unlike riding at a RS it was a bit like having your own horses for a few days a week. You can't get that experience at a RS however much you pay. You can ride unsupervised and build up a bond with the horse. I could have lessons and also compete all on the same horse and do my own plan to improve my riding. If I had a lesson the share horse I could then practice what I learnt on the same horse over a period of time. There is much more autonomy with sharing that you don't get with being at a RS.

Yes the owner got a contribution towards the costs and I did the chores on my days but I got so much more out of it than them, I got an experience I could not buy from a RS on a super horse and at a fraction of the cost of lessons and it was at very low risk as I did not have to contribute towards vets bills and could walk away at any point.
 

Karran

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I'd like to think I am a reliable sharer. I've been with my current horse for 3 years now, and pay a little bit more than what you all suggest for 3 days a week. London Prices!!
I'd like to think I'm a competent novice, I struggle with my confidence and the mare does sometimes take advantage of that although there's no real mischief in her.
I also got the rider's insurance that petplan offer to protect us both.
I muck out on my days, check in regularly in regards to rugging especially in these topsy-turvy weather days. On days before I could drive, I would sometimes do a 2 hour round trip just to muck out (I don't ride in rain, as I can't see in my glasses!)
I have a flatwork lesson once a week and when the nerves and finances are there I sometimes have a jumping lesson as well. The Owner is happy for me to do what I like on my days, although she confesses to worrying when we venture out of the yard hacking and we have done a few competitions.
I don't harass her about competing as A) I'm terrible! and B) I don't like to put her out.
I feel terribly guilty if I'm not able to make my days as I'm going on holiday or have a flyball competition with my dog but I offer to do a different day and have often been asked if I can go up that day as something happens that means she cannot make it herself.

She was lame and off work for a month or so last summer, but I still paid up and did my chores - my reasoning being that if it was my horse I'd still have to pay anyway for livery!

She did briefly get sold last summer and then came back and in that time two other owners at the yard asked me if I'd like to share theirs, not because of my riding skills but because they said that they knew I'd care for their horses as if they were my own which meant more to me than being wanted because I ride like Charlotte!
 

teddypops

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I cannot seee why someone would pay to look after someone elses horse the owner has a right to chose who shares and if that sharer is reliable able and an asset then it should be free or even paid for. When I thought about having someone to exercise and get fit my pony everyone on here said I would need to pay £35 an hour for the pleasure. I am a pensioner I cannot afford to pay someone extra so I have let her young rider have her for free and I pay for and transport her to shows/lessons/clinics I want her to do and a few the rider does, the young persons mum pays for show etc they want to do but I still pay for transport they have there own insurance the only thing I insist on. Doesnt make sense to me for a sharer to pay for the owners hobby[/QUOTE

The sharer pays because they can't afford, or haven't got time for a horse if their own. By being a sharer, they have the use of a horse like it is their own for a few days per week. However, you were looking for someone to do a job and get your horse fit for you, so yes you should pay someone for doing that job!
 

windand rain

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I cannot seee why someone would pay to look after someone elses horse the owner has a right to chose who shares and if that sharer is reliable able and an asset then it should be free or even paid for. When I thought about having someone to exercise and get fit my pony everyone on here said I would need to pay £35 an hour for the pleasure. I am a pensioner I cannot afford to pay someone extra so I have let her young rider have her for free and I pay for and transport her to shows/lessons/clinics I want her to do and a few the rider does, the young persons mum pays for show etc they want to do but I still pay for transport they have there own insurance the only thing I insist on. Doesnt make sense to me for a sharer to pay for the owners hobby[/QUOTE

The sharer pays because they can't afford, or haven't got time for a horse if their own. By being a sharer, they have the use of a horse like it is their own for a few days per week. However, you were looking for someone to do a job and get your horse fit for you, so yes you should pay someone for doing that job!

But why should someone pay an owner to support the owners hobby I simply dont get it. If it was a business proposition I could see the point but the owner owns the horse, makes all the decisions for the horse dictates what can be done with the horse and still expects to be paid I can see how it would benefit the owner if the sharer was equal or better than them as a horseperson and the financial bit but the sharer is stuffed with paying for something they can never have any say in and can be canned for arbitary reasons with nothing to show for their contribution. I would be happy with commitment and the odd box of treats for the horse. I own horses because I want to not to make money out of them and surely it is a bit dodgy as a sharer then becomes a financial benefactor agreement subject to taxes, and insurance changes to hire and reward
 

Ahrena

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I really don't understand why someone SHOULDN'T pay?!

I have not one but two sharers for my older horse. I don't have much time or inclination to ride him anymore. So I have sharers because he still has so much to give someone else.

I don't want to sell or full loan him because he's almost 20, has arthritic hocks, one eye and seeing his cheeky face every day makes my day. I also still want the ultimate say at the end of the day in regards to his diet and his lifestyle.

However my sharers can do what they like on their days. He's an ex novice event horse, well schooled and excellent jumper. He's cheeky and a yob but generally safe as houses and a real schoolmaster. They have the chance to compete and have lessons if they want but equally I'm happy for them to just plod about. The only condition is that he doesn't jump over 1m because that's when his hocks start bothering him. I also purposefully picked someone who prefers hacking to schooling so I know he won't be in the school 6 days a week without me having to dictate what he does.

The money helps and they muck out on their days. I don't care when they ride or if they can't make it as I'm there anyway with my other horse, but they get the chance to do what they like with a nice horse without the same level of commitment as owning jand none of the worries!

I agree it's a fine line between paying to ride and being paid to ride; I'm a freelance groom so I get paid to ride. The difference is, when I get paid to ride, the owner tells me whether to hack or school or jump. Often it's green or difficult horses. I get told where to hack, how to school, what exercises to do. That's where the difference is; my sharers have the freedom to do what they like.
 

Ahrena

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Oh and to add, even with two sharers, the fact I keep him on a cheap, fairly basic livery yard and he's a cheap horse to feed, they still don't anywhere near cover his costs!
 

JulesRules

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I own horses because I want to not to make money out of them

What planet do you live on that you think there is money to be made in having a sharer? ...and the benefit to a sharer is that they get to ride a horse. As you must know, horses are not cheap to own. You would be better to ask why should the owner subsidise the sharer's hobby, cause you can bet your bottom dollar most owners are asking for a contribution that is less than half of the cost of keeping a horse whilst offering half the riding.

I am offering 3 days for £80 a month. That doesn't even cover half my stable and grazing costs.
 

windand rain

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I dont think most of you get my point at all You buy a horse because you want one, you may even buy more than one for various reasons, but they are your responsibility financially and morally. You have them to love, care for and ride. You know the costs before you start. Why then would you suddenly expect someone else to pay for your hobby, one you have commited to. Sharers get a raw deal in many cases paying out, working hard and getting little respect or loyalty from the horse owner. Yes they get to ride relatively cheaply but they can be ditched on a whim and have often bought a lot of stuff for that horse (i know that is their choice sometimes but not always) I know of several sharers that have to provide their own tack if the owner has another horse using the same stuff. The only fair cost to a sharer should be to pay to have a barefoot horse shod if necessary and the owners dont need it to be and any extra to normal care the horse needs to meet the sharers needs. "Shakes head at the muddled thinking that think sharers should pay for my passion"
 

ester

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Is it not like most things a result of supply and demand?

Ahrena I think we have put forwards quite few arguments why someone shouldn't pay and mostly that is because most horses available for share are nothing like your boy - also you don't care if they can't make it and you only say they muck out when there? that's a pretty big deal compared to sharing a horse on DIY and being there at both ends of the day 2/3 days a week when like many of the other decisions you don't get the choice of yard location either. JulesRules' description of their horse is certainly incomparable to your lad and the sort of horse I see available more than yours, that isn't to say the others aren't about but they aren't that frequent. There are a lot of overhorsed owners etc who thought ownership was a good idea.

I guess the reasons I didn't charge for Frank were similar to the reasons you don't want to full loan your chap re. control particularly with an oldie and wanting them to do the work that is good for them. The lady I had had paid previously but I wasn't giving up a weekend day as she worked part time, could hack him in daylight (her preference to hack) in winter those days which was a big thing for him as an oldie and saved me £2.50 those days because I didn't need to pay someone to get him in and if for any reason he needed to take it easy I didn't feel like I was short changing her.


At the end of the day no one is going to enter a set up they aren't happy with/you can't force them into it but then people moan on here that they can't find sharers even though they are time short and will have to pay someone else to ride, the concept of not paying someone therefore being cheaper and getting the benefit of a fitter horse seems a bit beyond them. and if I can as in the past find something nice enough to ride for free why would I pay someone? Essentially if it isn't cheaper than the fuel back to somerset where at least I know I am going to ride something well schooled it isn't worth it :p.
 

tiger_buzz

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Well to play devil's advocate, why should a sharer subsidise an owner? Paying for the privilege of mucking out, no guaranteed ride on all of your "days", paying towards shoes and being told how to micromanage someone else's horse because they are the owner. (and that doesn't always mean they know best...)

I couldn't share, at all.

Same, I could never share my horse either!

The OP said if they had a half loan they would expect half the cost, so I guess I don't see the difference between a half loan and the OP being happy to pay half and then a part loan of 3 days a week, but finding £30 too expensive.
 
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