Gingerwitch
Well-Known Member
So horse rears up, falls over and dies. Rider is injured. Rider is sueing owner for 100k for injuries. Would you ?
Suing an owner for injury to rider
- Thread starter Gingerwitch
- Start date
Rowreach
Adjusting my sails
Rather depends on the injuries sustained.
mini_b
Well-Known Member
What are the circumstances?
Is this a work rider? Clients horse?
Was the history of the horse known?
Was the true nature of the horse misdescribed.
Details missing really
Is this a work rider? Clients horse?
Was the history of the horse known?
Was the true nature of the horse misdescribed.
Details missing really
The Xmas Furry
🦄 🦄
I'd leave it in hands of lawyers and insurance.
Life changing injuries can very much affect income, this is why insurances are very useful.
Life changing injuries can very much affect income, this is why insurances are very useful.
conniegirl
Well-Known Member
Depends on injuries and situation.
Melody Grey
Well-Known Member
...depends also on whether the horse was a known rearer and whether rider got on knowing this?
Archangel
Normal, 10 cats ago
Did horse die as a result of the rear or did something fairly major and catastrophic happen to the horse (seizure, heart attack or something else) to cause the rear? How badly was the rider injured?
stormox
Well-Known Member
It happened to someone I know - a horse, 8yrs old, they were out hacking and the horse started staggering on the road and just fell sideways stone dead crushing the riders leg ( a friend of owner) and breaking it. She didn't sue.
Gingerwitch
Well-Known Member
Dont know how to post the link but it's in court now. Duke of Beaufort I believe
mini_b
Well-Known Member
https://www.google.co.uk/amp/s/www....ushed-horse-Beaufort-Fox-Hunt-sues-owner.html
daily mail reporting. Make what you will. First thing that comes up.
daily mail reporting. Make what you will. First thing that comes up.
bouncing_ball
Well-Known Member
bouncing_ball
Well-Known Member
I’d have thought he’d be able to claim on his employers liability insurance. If there was a claim to answer.
Honey08
Waffled a lot!
It’s a tough one. She was very badly injured and would’ve been unable to work for a good while, plus it sounds a horrific accident. If you’d had those injuries from a car crash you’d get compensation...
mini_b
Well-Known Member
I flicked over it but has there been a post mortem on the horse to establish the possibility of a catastrophic injury which lead to the fall.
one would have thought there would have been insurances in place from both parties.
one would have thought there would have been insurances in place from both parties.
Pearlsacarolsinger
Up in the clouds
Unless the owner/loaner objected to her riding the horse on this occasion, she was riding as part of her normal employment and this is an industrial injury, which owner/loaner's insurance company will deal with. She could be off work a very long time and her injuries could be such that she has sustained life-long effects
ycbm
Einstein would be proud of my Insanity...
She was a paid groom, I think it's an industrial accident unless it's recorded that she was riding in her own time.
Bit stunned by the (lack of) saddle fit in two of those pictures for hunting and polo though!
Bit stunned by the (lack of) saddle fit in two of those pictures for hunting and polo though!
ycbm
Einstein would be proud of my Insanity...
AmyMay
Situation normal
That’s my feeling too. It’s not a malicious ‘action’ more one born out of necessity I suspect.
I’d sue too.
poiuytrewq
Well-Known Member
Someone, a friend had quite a nasty accident on my horse.
She didn’t sue me, I did at one point say I’d half expected it, she laughed and said a horses were horses type thing.
It was a while ago and the horse wasn’t insured. If similar happened now (older wiser insured!) id be happy for them to make a claim
She didn’t sue me, I did at one point say I’d half expected it, she laughed and said a horses were horses type thing.
It was a while ago and the horse wasn’t insured. If similar happened now (older wiser insured!) id be happy for them to make a claim
Pearlsacarolsinger
Up in the clouds
Yes the insurance companies would sort it out, so long as both drivers had fully comp insurance.
Rowreach
Adjusting my sails
There's so many erroneous statements in that article it's not worth basing an opinion on, but just as a general observation, unless you can prove negligence of some sort, or you are covered by EL, it's extremely difficult to claim successfully for horse related incidents.
Shysmum
Well-Known Member
As a groom, dont you have your own insurance too?. It's reported that the horse, Tommy, was "being naughty", whereas in reality he was in his death throws. How can the owner be liable for that ? Confused ?
Hackback
Well-Known Member
Fox hunting? Have I tumbled into a time warp?
Rowreach
Adjusting my sails
Even if she did, and she might not if she wasn't a freelancer, the insurance company would try to avoid paying if they thought the claim could be passed elsewhere (the owner).
Rowreach
Adjusting my sails
It's the Daily Fail'
Goldenstar
Well-Known Member
Sounds like the horse suffered a Heart problem he looked like a lovely boy .
It does not sound like the employer was in any way negligent .
It will be interesting to see what the outcome is .
Pearlsacarolsinger
Up in the clouds
Even as a freelancer, she should be covered by either the horse insurance or PL insurance. It really doesn't matter that it was a horse, she could have fallen off a bicycle. The owner does not have to be negligent
Goldenstar
Well-Known Member
If the employer was negligent .
ycbm
Einstein would be proud of my Insanity...
Only one driver involved, just like the horse. Black ice, slide into a wall. Car is insured if fully comp, but they don't pay out on your insurance for injuries that happen to the insured driver, usually, do they? I thought you had to have personal accident cover for that.
.
Gingerwitch
Well-Known Member
It certainly will and could have some huge consequences for the horse industry.