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so block me, I couldn’t care less
Incidentally that’s sarcasm not spite - absence of malice, I simply find it amusing to be told when & where I should post
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Thank goodness for insurance
- Thread starter satinbaze
- Start date
so block me, I couldn’t care less
Incidentally that’s sarcasm not spite - absence of malice, I simply find it amusing to be told when & where I should post
Clodagh
Well-Known Member
Please put your personal dislike of me to one side and try to think about SB.
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Ha ha ha! Ditto please......
Parrotperson
Well-Known Member
who is?
I'm sure I didn't mean to cause a row. The news when last heard about Tiva was better. and I remain very hopeful shell recover well.
TheresaW
Well-Known Member
Not you.
Parrotperson
Well-Known Member
she'll obvs
Sandstone1
Well-Known Member
Its a real shame that the Op has had her thread overtaken, Hope Tiva is improving.
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It really is - I hadn’t thought a few innocent exchanges with another HHOer, albeit on another subject, could cause so much dislike from other users....
Parrotperson
Well-Known Member
my fault. I was just glad to see let posting again. Apologies. and lets all try to be friendly shall we? calling people spiteful is dreadful nd not necessary at all.
Parrotperson
Well-Known Member
and on that note I'll wish Tiva the very best for a good recovery. Life is too short for this kind of squabble.
Clodagh
Well-Known Member
Unless I have missed a post OP is waiting for biopsy results.
Goldenstar
Well-Known Member
Shakes head ,life is indeed too short for this sort of nonsense it reminds me strongly of being at boarding school.
SB I do hope you have had or get good news about Tiva .
SB I do hope you have had or get good news about Tiva .
satinbaze
Well-Known Member
Tiva is slowly feeling better and has been very settled today, the pain killers are defiantly working. She is eating well and was much more comfortable having a poo. The biopsy results take up to 2 weeks to come back and she has a 30% chance the mass is benign. The surgeon said there were no further areas of concern on visual inspection so we are hoping and preying for the positive outcome. We are back to my vet on Wednesday for a wound check, sutures are dissolvable so no need to be removed.
Thank you all for the positive vibes for Tiva and her recovery.
Thank you all for the positive vibes for Tiva and her recovery.
Clodagh
Well-Known Member
That sounds very positive. 2 weeks is an age for that sort of information, it will feel even longer to you.
TPO
🤠🏴
I'm glad Tiva is starting to feel better and I wish her a speedy recovery.
I hope that the next 2wks go past quickly and that you get good news.
Take care
I hope that the next 2wks go past quickly and that you get good news.
Take care
splashgirl45
Lurcher lover
good luck in 2 weeks, fingers crossed for you
Goldenstar
Well-Known Member
Fingers crossed here as well .
dogatemysalad
Well-Known Member
Tiva sounds like a little trooper. I've been thinking about her and praying for her continued recovery and ultimate positive news. Thanks for the update, it's so hard when they're poorly.
Landcruiser
Well-Known Member
Blimey. Well done...but lots of people are not as responsible and present at the vets with no means of payment for treatment..or don't present, and animals are left to suffer. I think that was all OP was alluding to.
Edited to add - I posted the above before reading the whole thread.
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Landcruiser
Well-Known Member
When the insurance is paying, for most people that means there are much greater options for treatment and more treatment is often able to be offered/done. The actual prices won't change - they are fixed by the practice and it would be illegal to change them to charge more for anything. A vet would be struck off for doing that
ycbm
Einstein would be proud of my Insanity...
I think what PaS has experienced is what I have experienced. I never tell my vet I can't afford diagnostics or treatment. There are no greater treatment options available to an insured person than there are to me. But when they are made aware that I am not insured, they sometimes decide we can do without expensive diagnostics that they would advise if the horse was insured. They will, for example, happily inject suspected arthritic hocks without x rays. And they always discuss with me what diagnostics they will run, they don't tell me what will be run, which I see happening with insured friends. There is also a treatment option offered to uninsured people which seems to be rarely offered to someone insured - time.
I know of a friend who lives near one of the practice vets that she uses and that vet often does work for her without charging parts of it, like the visit fee, which would never normally be left off an insured bill.
I have experienced a vet telling me that if I had told them I wasn't insured, I could have brought reusable bandages to the hospital instead of paying £80 a time in dressings for daily bandage changes.
I also know of vets (not mine!) who will do cash-only treatment off the books at the clients risk. No comeback if anything goes wrong. The charge for that is way lower than through the books. But I've only heard of that in the rural areas in the north of the country. I don't even know if that is legal, but it happens.
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Christmascinnamoncookie
Fais pas chier!
I hate the wait for results. I hope it comes back quickly and is benign.
Re insurance, I couldn’t agree more! My warmblood maxed out his insurance, I was extremely glad I’d insured him.
Re insurance, I couldn’t agree more! My warmblood maxed out his insurance, I was extremely glad I’d insured him.
milliepops
Wears headscarf aggressively
Some of this may be down to insurance company requirements rather than vets bumping up the bill to line their pockets. I just had a horse scoped when we possibly could have just treated, as the insurers require a scope in order to pay, and also a follow up later on.
I dont have an issue with this as clinically its the best practice but if I hadn't been insured I might have swerved the trip to horspital and just cracked on.
(As an insured client I've provided & done my own dressings on vet suggestion, left more in the pot for follow ups)
ester
Not slacking multitasking
I was about to say the same, insurance won't pay out for speculative treatment without diagnostics to demonstrate that it is needed.
Rowreach
Adjusting my sails
Yup, the last horse I had that needed surgery and a hospital stay was diagnosed using xrays and the vet's expertise - he said he could refer him for a CT scan but that wouldn't alter the treatment he needed, so I went straight for the surgery (and saved a lot of money). If he'd been insured he would have had to have gone for the CT in order to cover the bases required by the insurance company.
milliepops
Wears headscarf aggressively
From the pov of educating myself as an owner I really find the diagnostics valuable and have been very pleased to have them, vets have always talked me through the images etc and the sort of person I am, I get a lot of reassurance from the extra info. If money were no object ( 
) I'd do them as a self funded client.
) I'd do them as a self funded client.
Tiddlypom
Carries on creakily
My equine vet is very helpful and is always looking to find ways to keep my bills down - I self insure.
We were both convinced that one of mine had foregut ulcers, and I did ask whether it was worth scoping or whether to go straight to treatment. No, she said we needed to be sure and it turned out the mare scoped clear, which surprised us both.
It was hind gut ulcers instead.