Update on vetting!

[Birker2020]

Passed. With honours.

16.3hh Lari is coming to live with me on Friday. So chuffed. But I have so much to organise now, I don't know where to start. He's such a sweet horse and I am delighted its the start of a new future for both of us. His owner has been so lovely, I think she is sad to see him going.

 

[Tiddlypom]

Yay! Brilliant news!

 

[cauda equina]

He is seriously smart!
I hope you have many years of fun with him

 

[Laurac13]

FANTASTIC ?

 

[smolmaus]

Congrats Birker! He's a gorgeous boy and I'm so pleased it all finally fell into place for you ❤

I love the big splotchy blaze, I know that's not important but I love it ?

 

[m1stify]

yay! Delighted for you. I don’t think I have commented before but have been following your threads!

 

[Annagain]

Lovely news. Wishing you many years of fun and happiness together.

 

[DizzyDoughnut]

Yay! I'm so pleased for you! Looking forward to photo Friday when he arrives ?

 

[Squeak]

Congratulations. He looks a lovely boy and you knew the second you saw him that he was the one for you. Looking forward to the update on Friday when he arrives and enjoy all the organising and preparations before then.

 

[Pearlsacarolsinger]

Good news!

 

[Xmasha]

Great news. Congratulations

 

[babymare]

He’s super gorgeous. So happy for you ?

 

[Lexi_]

Amazing news! I’m so pleased you’ve found the one ?

 

[Lou27]

That’s fantastic! Congratulations!!

 

[SussexbytheXmasTree]

Yay! Wishing you lots of happy times with your new steed ?

 

[Rosemary28]

Fantastic news! Congratulations

 

[View]

So pleased that your new friend is coming home. May you have many years creating wonderful memories.

 

[SO1]

Comgrations and worth the wait.

 

[Birker2020]

Just getting an insurance quote as we speak. Insurance lady not sure about what constitutes safe storage of tack, ie. has to be alarmed or a container/padlock etc.

Then said she would have to speak to underwriters as I wanted to value the horse at £2.5K less than I'm paying for him (to keep my premium down). Surely you can value for what you want, I don't understand the issue. SEIB and KBIS when I was shopping for quotes in July for an idea of how much my premium was likely to be on a 'made up horse amount' didn't care when I wanted to drop from £10k to £8K.

 

[AandK]

Congrats, very exciting!

Unless they want to see a receipt, then just tell them you paid the same amount for him that you are insuring him for.

 

[DirectorFury]

Then said she would have to speak to underwriters as I wanted to value the horse at £2.5K less than I'm paying for him (to keep my premium down). Surely you can value for what you want, I don't understand the issue. SEIB and KBIS when I was shopping for quotes in July for an idea of how much my premium was likely to be on a 'made up horse amount' didn't care when I wanted to drop from £10k to £8K.

Petplan won't let you undervalue the horse -- they insisted on tripling the value of mine when my insurance was up for renewal as horse prices went nuts this summer. This had the handy side effect of more than doubling my premium too . I've gone back to self-insuring now.

 

[SO1]

Insurance companies can be a bit funny. I thought you can insure for whatever value you choose as they only pay out the value insured or the market rate whichever is less.

However when I wanted to drop the value on my insurance recently for my 19 yr old veteran NF from 3000 to 2000 they told me NF prices are very strong at the moment and therefore didn't want to do it.

Just getting an insurance quote as we speak. Insurance lady not sure about what constitutes safe storage of tack, ie. has to be alarmed or a container/padlock etc.

Then said she would have to speak to underwriters as I wanted to value the horse at £2.5K less than I'm paying for him (to keep my premium down). Surely you can value for what you want, I don't understand the issue. SEIB and KBIS when I was shopping for quotes in July for an idea of how much my premium was likely to be on a 'made up horse amount' didn't care when I wanted to drop from £10k to £8K.

 

[SEL]

Woohoo! Nice to have some good news on here around vettings - very happy for you.

 

[AandK]

Insurance companies can be a bit funny. I thought you can insure for whatever value you choose as they only pay out the value insured or the market rate whichever is less.

However when I wanted to drop the value on my insurance recently for my veteran NF from 3000 to 2000 they told me NF prices are very strong at the moment and therefore didn't want to do it.

That doesn't make sense to me, surely dropping the value is in their favour? Given it's always the lesser of market value or insured value that they pay out. I guess the current market is having this sort of effect.

 

[eggs]

Part of the problem may be that for the higher value (the price you are paying) insurance may require x-rays which you may not have had done at his vetting so they may think there is an issue with the horse (who looks lovely by the way).

Maybe phone another company and just say you are paying the same amount that you want to insure him for.

 

[Tarragon]

Very happy for you! He looks gorgeous

 

[eahotson]

Congratulations

Passed. With honours.

16.3hh Lari is coming to live with me on Friday. So chuffed. But I have so much to organise now, I don't know where to start. He's such a sweet horse and I am delighted its the start of a new future for both of us. His owner has been so lovely, I think she is sad to see him going.

!

 

[Coblette]

So pleased for you, he looks lovely ? looking forward to pics on Friday!!

 

[Red-1]

Congratulations!!!

I wouldn't lie to the insurers, they need to know how much you paid or it is fraud, so I wouldn't follow that advice upthread.

I have insured for less before as I pointed out that the horse had been professionally produced for sale, so lost value as soon as I bought him, as I could not produce him the same to a potential buyer. That worked for me!

 

[Errin Paddywack]

Wow, what a mover. Stunning horse.