Darremi
Well-Known Member
It is urgent to me, as I cannot sleep for days and tried everything.
I cannot afford to pay for solicitor.
When you next speak to the solicitor ask them about obtaining a decree for the debt.
A decree is a court judgment that the debtor is legally obliged to pay you £x. In order to win you will need to provide detailed evidence about the contract and the debt. Evidence such as invoices and previous payment history etc.
You may be able to use the small claims procedure which is cheaper than instructing a solicitor. But it requires the claimant to do a lot of the legal/administrative legwork in a field with which they are not familiar:
http://www.adviceguide.org.uk/engla..._e/law_taking_legal_action_e/small_claims.htm
You also have to show that you have taken steps to recover the debt yourself before resorting to litigation. Usually a recorded delivery letter setting out the facts and the legal claim sent to the defendant.
Once you have obtained the decree you can proceed to seek enforcement using a warrant of execution. This gives Bailiffs the right to seize some of the debtor's assets in order to settle the debt. This could include assets such as horses.
If you are struggling to afford a solicitor you should speak to CAB about this issue.
There are also free legal advice centres across England eg: http://lawworks.org.uk/clinics
Be aware that this procedure could be very time consuming and costly.