yard owners insisting on cash?

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BringoutheBest

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My yard owner insists I pay by cash not by cheque but my mum thinks this is due to tax invasion so we don't know what to do.
Are we within out rights to be able to say no we want to be able to pay by cheque - its doesn't say on our written contract that we can't?
I just can't think of a reasonable excuse to give her other than "well we think you are avoiding tax" ....which may not go down too well!!!
 
Why don't you just pay by cash but insist on a receipt in case of any disputes?
He may want cash as more convenient than going to a bank to put it in, especially if you live in the sticks.
 
They may also want to make sure they get the money, cheques have been known to bounce!...I'd pay by cash and make sure I got a receipt at the end of the day if he declares or not is none of your business :D
 
he/she may be keen on cash due to previous bad experiences with bouncing cheques - if you are concerened about record keeping - could you ask for a receipt or withdraw the cash on its own to the full amount [ ie not a usual cash withdrawal] - so that you have some record or could you discuss paying by DD or standing order
 
I assume you mean tax evasion not invasion?! Just tell YO you do not feel comfortable carrything that level of cash around and either you will give her cheque or else ask for her bank details and set up standing order!
 
It could be because cheques bounce and also as a business the banks charge for lots of little things like banking a cheque.
 
If the yard has what you want & you are happy there does it really matter to you how you pay? Their tax matters are between them & the tax man & nothing to do with you. It may be that having you pay them in cash saves them going to the bank, paying in cheques, waiting for them to clear & then withdrawing money. If that's the eway they want to do business then so what?
 
Probably - but that isn't really your concern, that is up to the YO and the tax man. I am surprised they don't accept some cheques just to make it look right. The HMRC is quite capable of looking at Google Earth, etc. etc. so no doubt they will soon be visiting the yard.
 
Spiritedly said:
They may also want to make sure they get the money, cheques have been known to bounce!...I'd pay by cash and make sure I got a receipt at the end of the day if he declares or not is none of your business :D
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This.

Although my livery has always been paid by standing order - with additionals paid for at the presentation of a monthly bill, by cheque. As requested by YO.
 
What difference does it really make? I pay by cash but would just as happily pay by cheque. As long as my horse and i are happy at the yard then the payment method really wouldn't bother me...although if i was the YO then i would also rather have cash or s/o due to cheques taking so long to clear and the possibility of them bouncing.
 
Are you happy at the yard, is it a nice place friendly atmosphere good facilities nice other liveries ect, if so pay up with what they want, totally non of your business why they want cash, if your not happy move to somewhere else, jeez, some of the yard problems people have of horrible yard owners poor grazing interfering liveries blah blah and your bothered about this, get a life.
 
I just realised I wrote invasion - not evasion - complete idiot!!!

We are only people to have ever been on the yard so I doubt they have had bouncing cheque issues before and ours most definitely have never bounced!!

I will see how they take it if I make sure they have a proper receipt and everything then.

Nearest bank is about 2/3 miles away!
 
But WHY does it bother you that much?
Are you upset they might be tax dodging? If you are the only livery, most likely there won't be any tax to pay anyway :confused:...
Or is it really a problem for you to carry cash? If the nearest bank is 2/3 miles away, you don't exactly have to carry it far.
I personally accept cheques, although not very fond of them, as my bank is 30 miles away, which means I need to post them (pay for a stamp), it takes over a week in total for the money to turn up in my account AND I get charged for paying the cheques in.
Bank transfer is my preferred option.
 
Nearest bank is about 2/3 miles away!
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Do you never go to the bank to get cash?

Your livery bill will be more or less the same each month - so just make sure you have the money to hand on payment day.
 
Martlin I'm 18 I don't mind how what they do or how it works but my mum does and she is the one handing it over (!) and is suspicious of why they want cash and not cheque. Maybe she feels she works hard, earns a lot and pays a lot of taxes so why shouldn't others I'm not up to speed it on all tbh!

Nearest bank is not 3 miles from us, it is from the yard and I cycle there. Chance of getting mugged and cash taken off me down country lanes is minimal though it has to be said!!!

I thought any income was added on to what you earn so the livery would come on top of other stuff?


I'll speak to them about getting a proper receipt (especially as they just leave envelope for me to put it in, don't take it personally hand to hand - I suppose dogs or children or anything could eat it!!) or setting up a standing order thingy which would probably be best :)
 
amymay said:
Do you never go to the bank to get cash?

Your livery bill will be more or less the same each month - so just make sure you have the money to hand on payment day.
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amymay I just meant as in it is not far for them to pay a cheque in :) No point me going to get cash out anyway as my bank balance is £1.70 oops!! :P
 
I always pash cash and don't ever ask for a receipt. I prefer it cos once it's paid what's left is mine. If I paid by cheque and they didn't cash it for weeks I would prob have spent it all in tack shops by then :)
 
I travel 60 miles round trip a day for work.

Are you seriously saying that 2/3 miles to the bank is not an option?
How do you get petrol? Food?

Anyway, I would say its none of your business what the livery owner is doing ref tax.
I presume you only have to pay it monthly, therefore you only have to travel such a long distance (2/3 miles) once a month?

OK, being sarcastic, ignore me. Just dont see what the issue is here.

ignore above - it took me so long to type that I missed your explanation of the bank being 3 miles away.
 
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Well, I'm sorry to sound harsh, but if your mum wants to interfere in other peoples' tax affairs, she can always tip off HMRC - obviously, at the same time you would be advised to look for another yard ;)
Do you know how much your YO earns from other sources? How much tax they pay (or not)?
Anyway, you can always offer a bank transfer/standing order.
 
guido16 said:
I travel 60 miles round trip a day for work.

Are you seriously saying that 2/3 miles to the bank is not an option?
How do you get petrol? Food?

Anyway, I would say its none of your business what the livery owner is doing ref tax.
I presume you only have to pay it monthly, therefore you only have to travel such a long distance (2/3 miles) once a month?

OK, being sarcastic, ignore me. Just dont see what the issue is here.
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Arg everyone read this part : THE 2/3 MILES PART WAS IN REPLY TO SOMEONE SAYING; IS THE BANK REALLY FAR AWAY FOR THEM TO PAY A CHEQUE IN, TO WHICH THE ANSWER WAS NO IT IS ONLY 2 OR 3 MILES AWAY! I can see how it can be interpreted the other way but that is not what I meant!!!

Now read my other replies above to answer your other questions :)
 
BringoutheBest said:
My yard owner insists I pay by cash not by cheque but my mum thinks this is due to tax invasion so we don't know what to do.
Are we within out rights to be able to say no we want to be able to pay by cheque - its doesn't say on our written contract that we can't?
I just can't think of a reasonable excuse to give her other than "well we think you are avoiding tax" ....which may not go down too well!!!
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Request a receipt. This way it's in writing and proves you've paid each month.

I personally prefer bank as it is easier to keep track of. We know if it's been paid monthly and it's easy to keep a record.

If we have cash (which several pay in) we always put it through the books.

Remember pubs etc generally pay in cash and still put it through the books. Maybe their yard staff are paid in cash and it makes life easier? If so I would request it but I wouldn't enforce it.

If you don't want to do cash say that you are not always around a bank monthly and prefer not to carry that much cash on you. You'd prefer setting up a order as you don't need to worry about forgetting to pay.

Pan
 
BringoutheBest said:
Arg everyone read this part : THE 2/3 MILES PART WAS IN REPLY TO SOMEONE SAYING; IS THE BANK REALLY FAR AWAY FOR THEM TO PAY A CHEQUE IN, TO WHICH THE ANSWER WAS NO IT IS ONLY 2 OR 3 MILES AWAY! I can see how it can be interpreted the other way but that is not what I meant!!!

Now read my other replies above to answer your other questions :)
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Arg - REREAD my post and you will see I edited it after reading your thread.

Apology accepted
 
Oh, cheques are not guaranteed anymore either.

We don't take cheque but do take transfer. So do a transfer.

And it is your business what they're doing to a point. I was caught up with a company not paying tax a few years back. HMRC chased me for a long time before accepting that I'd paid mine and knew nothing about the company not doing so.

I suggest a receipt so you have record of what's paid and that you weren't helping someone get away with tax evasion.

Pan
 
I'm another who doesn't understand why you or your Mum cares what tax they pay. If you go through life worrying about who pays what, or receives what benefit and feel hard done by, then really your life wouldn't be worth living.

Maybe they just find having a regular supply of cash convenient, especially as you're the only livery. But really, who cares? If you're happy in every other way, I wouldn't risk causing bad feeling.
 
Ohhh never thought of paying by standing order, think I'll set that up. I know how you feel going to the bank is a pain sometimes. But I prefer that than the hassle of writing a cheque. And you know where you are with cash as it comes out straight away. Only advantage of a cheque is if you've got no money in and your livery is due few days before you get paid.
 
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