My own horses I can't do much with as we don't have safe hacking and our school is frozen.
Where I work on a Sunday at a riding school that just hacks, its business as usual whatever the weather but if their sand tracks are solid then no fast work.
Sounds like you are making the right decision. If you visit daily, you can rug or not rug accordingly. If they've got plenty to eat, they will keep themselves warm anyway. I don't over rug but I do add a no fill rug on the days where it is heavy rain.
I'd say, the same as some others, probably wouldn't of been able to react quick enough to get off so would of clung on. Not sure unless you are in that situation I guess.
The vet does not think the laminitis was cushings related, it was a matter of precaution to get him tested whilst he was there doing a vaccination. The only symptom he has is excessive urinating.
On discussing with the vet again this afternoon, it has been decided that for the moment, we will...