Hi, as the title say what does part loan actually mean to people? In my opinion you get to pay a certain amount each month and get full use of horse to do as you please with the horse on your agreed days, am I right? Or do you ride the horse how the owner wants it to be ridden to a certain training program, and the owner chips in every time saying do this, do that, ride it this way etc. with the rider feeling like a groom!!!