Roxylola
Well-Known Member
So, insurance wise, what is your worry? Is it that they won't pay for any of the treatment up to now if you then decline to treat further and euthanize? Or is it that they won't pay for euthanasia? The reason I ask is that insurance companies seem to have much more stringent factors for PTS on welfare grounds than I would, my decision for my horse (non laminitic) was made on the basis of what I knew his quality of life to be as his owner for almost 10 years.
Basically for insurance to pay it has to be recommended by your vet and the guidelines are so stringent for a recommendation I would never personally wait that long so I would never have had the euthanasia covered.
So you can continue on the route you are on I make no judgement but if you are hoping the insurance will agree to pay for euthanasia you will have to leave your horse to struggle on longer than I personally felt reasonable.
Basically for insurance to pay it has to be recommended by your vet and the guidelines are so stringent for a recommendation I would never personally wait that long so I would never have had the euthanasia covered.
So you can continue on the route you are on I make no judgement but if you are hoping the insurance will agree to pay for euthanasia you will have to leave your horse to struggle on longer than I personally felt reasonable.